Small Business Profiles

IBank’s Small Business Finance Center supports communities throughout California by providing loan guarantees, Jump Start loans, disaster relief financing and more. Small businesses provide jobs in every region of the state and are a vital contributor to the economy. Check out some of the businesses that have used SBFC programs.

Bakker Construction, Inc

Bakker Construction, Inc

Bakker Construction is jointed owned by husband and wife, Shawn and Amanda Bakker. Shawn is a fourth generation contractor and has lived in Monterey County for the past eight years. Shawn and Amanda are the visionaries of Tatum’s…

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Calexico Brewing Company

Calexico Brewing Company

After three years of perfecting their craft, the Yepez brothers, with their friend Ramiro, and guidance from their father Jose Jr., are ready to open their own brewery in Calexico. Calexico Brewing, Co will be a new and welcome landmark to the Calexico…

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AgPro

AgPro

Abraham Ramirez and AJ Cavaletto are the owners of AgPro, an organic strawberry farm in the heart of California’s Central Coast. AJ and Abraham have been friends for over 15 years, but it wasn’t until 2012 when Abraham approached AJ …

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Pescavore

Pescavore

Pescavore is the premiere Ahi Tuna jerky brand of the Healthy Oceans Seafood Company. Their exclusively sustainable, wild-caught seafood, makes for delicious snacks that are packed with lean protein. Though only established in 2016, Matt and Clarice…

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Coco Breeze

Coco Breeze

Though Coco Breeze began as a full-service catering business, their delicious Caribbean food has produced a restaurant that has become a staple of the Oakland community. Both operations are run by Annabelle Goodridge (Ann)…

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Cupcakin’ Bake Shop

Cupcakin’ Bake Shop

Cupcakin’ Bake Shop, was established in January 2010 and is a bakery specializing in artisanal cupcakes located in Berkeley, CA. Lila Owens founded the bakery and has amassed a cult following. The bakery creates cupcakes…

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Wag Hotels, Inc.

Wag Hotels, Inc.

Wag Hotels, Inc. operates a resort-style pet boarding facility dedicated to the care and well-being of dogs and cats. The accommodations re-imagine the idea of a kennel and provide a much needed upgrade.

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Ginger Elizabeth Chocolates

Ginger Elizabeth Chocolates

Ginger Elizabeth Chocolates pivoted from wholesale to retail with the first brick-and-mortar shop opening in Sacramento in 2008 followed by another in San Francisco in 2017. Ever-refining her craft, Ginger enjoys dissecting…

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Lili’s Creations

Lili’s Creations

Lili’s Creations & Bridal originally began as a flower shop and later expanded into bridal and party gowns. Today, the business focuses entirely on selling bridal gowns, prom dresses, quinceañera dresses…

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Cork Mobile Bottling

Cork Mobile Bottling

Cork Mobile Bottling is a family owned and operated mobile wine bottling truck located on the Central Coast. Cork arrives on site and bottles wine for vineyards and wineries that don’t have their own bottling equipment. Cork takes…

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Carr Winery

Carr Winery

Carr Vineyards & Winery is a small handcrafted winery located in downtown Santa Barbara. The winery’s first vintage was produced in 1999. All of the wines produced at Carr Winery are sourced from Santa Barbara County grapes…

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Captain Fatty’s Brewery, LLC

Captain Fatty’s Brewery, LLC

An award-winning brewery located in Santa Barbara, Captain Fatty’s offers more than 15 beers to enjoy on site in the tasting room, or to take home in a growler. They have food trucks and entertainment on weekends and the tap room…

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B Street Theatre

B Street Theatre

The mission of B Street Theatre is to promote education and literacy, social interaction and cultural enrichment by engaging children and adults in the highest quality theatre arts and playwriting. B Street Theatre is a…

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1 Stop Contractors

1 Stop Contractors

1 Stop Contractors is a licensed, bonded and insured general contracting business servicing Southern California that specializes in design and build projects, room additions, kitchen and bathroom remodeling, major home improvement…

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Hope of the Valley Rescue Mission

Hope of the Valley Rescue Mission

Hope of the Valley Rescue Mission is a nonprofit homeless shelter whose mission is to attract people and resources to assist in the effort of meeting the needs of every hungry and homeless man, woman and child in the greater Los Angeles area.

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William Painter Sunglasses

William Painter Sunglasses

In November of 2013, the high-end sunglass company William Painter, named after the 19th century American mechanical engineer who most notably invented the crown cork bottle cap and bottle opener, was born…

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Dave Soiland Co./NorCal Crushers

Dave Soiland Co./NorCal Crushers

Dave Soiland has been in Sonoma County since he was born in 1954. He started NorCal Crushers – a division of Dave Soiland Company – a horizontal impact recycle /crushing plant, primarily servicing family owned quarries…

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Fariba Khoie

Fariba Khoie

Bond Unit Manager

Fariba Khoie is the Bond Program Manager at California Infrastructure and Economic Development Bank (IBank). She joined IBank in 2014. Fariba is responsible for IBank conduit bonds sales, including Industrial Development Bonds, Exempt Facility Bonds, 501 (c) (3) Bonds, Public Agency Revenue Bonds, and Infrastructure State Revenue Fund Bonds. In addition, she manages continuing disclosure reports; reviews and monitors tax arbitrage reports and prepares annual surveillance reports to rating agencies.

Fariba brings vast experience to IBank from the State Treasurer’s Office where she served as a Treasury Program Manager. While there, she managed various municipal bonds sales, including Economic Recovery Bonds, General Obligation and Revenue Bonds for the Department of Veterans Affairs and Public Works Board. Fariba also managed Pooled Money Investment Account loans and Guaranteed Investment Agreements among other responsibilities. Before that, Fariba worked at the Department of Water Resources with Power Bonds and the Swap Portfolio. At the Department of Transportation she performed various accounting and fiscal duties. Fariba also has a wealth of experience in banking and financial analysis.

Fariba holds an MBA Degree in Finance from California State University Sacramento as well as a Bachelor’s of Science Degree in Statistics from Shiraz University in Iran. She is a member of National Federation of Municipal Analysts.

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John Belmont

John Belmont

Public Finance Specialist

John Belmont is a Public Finance Specialist, Bond Unit, at IBank. John joined IBank in July of 2007. John is responsible for coordinating conduit bond sales and post bond issuance compliance.

Prior to his current role, John spent several years in the financial services industry and was Assistant Vice President, Business Development, for a local community bank. John also served as a loan officer for the U.S. Small Business Administration, Disaster Assistance Program. John holds a Bachelor of Science in Business Administration from California State University, Hayward, and an MS Marketing degree from Golden Gate University, San Francisco.

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Steven Wright

Steven Wright

Staff Loan Officer, Loan Origination Unit

Steven Wright is a Staff Loan Officer in the Loan Origination Unit. Steven reviews, analyzes, and processes loan requests for various state and local government entities, private enterprises, and nonprofit organizations.

Prior to his current role, Steven served as a Budget Officer with the California Department of Food and Agriculture where he oversaw several program budgets and personnel operations. Steven earned his Bachelor’s degree in Business Management and Master’s degree in Agricultural Business from Alabama A&M University.

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Lina Moeller

Lina Moeller

Loan Origination Manager

Lina Moeller is the Loan Origination Manager for the California Infrastructure and Economic Development Bank (IBank) and manages the direct lending programs – the Infrastructure State Revolving Fund (ISRF) Program, and the California Lending for Energy and Environmental Needs (CLEEN) Center direct lending financing.

Lina joined IBank in January 2016, and is responsible for managing and directing all credit and loan underwriting activities for the Loan Origination Unit.  Lina conducts extensive outreach at conferences and expos, speaking and presenting on behalf of IBank at various events including California Financing Coordinating Committee (CFCC) events.

Lina has been in the lending industry for over 26 years. Lina started her career working as a credit analyst and underwriter at Community Bank, N.A before joining Bank of America where she held positions from credit analyst, portfolio manager, SBA underwriter, commercial underwriter, to approval officer. Lina also worked as an SBA underwriter at Resource Capital CDC. Prior to joining IBank she was Vice President of Lending at Vision One Credit Union for over seven years.

Lina holds a degree of Master of Business Administration from Wright State University, and a Graduate Finance Certification from Southern Methodist University.

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John Weir

John Weir

Loan Servicing Manager

John Weir is the Loan Servicing Unit Manager for the California Infrastructure and Economic Development Bank (IBank) and manages the servicing and compliance of outstanding direct loans and reconciliation of the loan portfolio.

John Weir joined IBank in 2015 as a Staff Loan Officer in the Bond Financing Unit and later worked in the Loan Origination Unit where he reviewed credit and project eligibility for the direct loan program.

John has been in the lending industry for over 30 years.  He started his career working as a loan officer credit and analyst at various lending institutions before joining Liberty American Mortgage where he held several positions from underwriter, senior credit officer, to V.P. of bulk loan portfolio sales for over three years.  Following years in the private sector, he joined the State of California, working at the State Treasurer’s Office working with the California Debt Limit Allocation Committee and the California Pollution Control Financing Authority.

He graduated with the degree of Bachelor of Science in Finance from California State University, Sacramento.

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Betty Bian

Betty Bian

Loan Officer, Loan Origination Unit

Betty Bian is a Loan Officer in the Loan Origination Unit.

Betty joined IBank’s Loan Origination Unit as an Associate Governmental Program Analyst in February 2020, where she performed analytical and consultative duties and services critical to administering the Infrastructure State Revolving Fund Program (ISRF Program) and the California Lending for Energy and Environmental Needs Center (CLEEN Center) programs.

Prior to her current role, Betty worked 25 years in the banking industry in China. She worked for 8 years with the Royal Bank of Scotland where she served as Branch Compliance Manager; 12 years at Bank of Tokyo-Mitsubishi UFJ where she was the manager of the Planning Department. She also worked at Morgan Stanley Bank International as Head of Compliance. Betty has a master’s degree in Japanese Culture from Beijing Foreign Studies University.

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Richard Nesbitt

Richard Nesbitt

Loan Officer (Loan Origination Unit)

Richard Nesbitt joins the California Infrastructure and Economic Development Bank (IBank) as a Loan Officer in the Loan Origination Unit. Richard performs credit underwriting activities for infrastructure Loan Programs at IBank within the Governor’s Office of Business and Economic Development.

Prior to his current role, Richard served for over four years as a Senior Servicing Officer with California Statewide, an SBA Certified Development Corporation, where he handled Special Assets, Risk Ratings on the loan portfolio and general servicing actions on SBA 504 loans.

Richard has also served as Senior Underwriter and Credit Analyst at Accenture, Underwriter and Analyst at First Northern Bank, and over six years at California Bank and Trust as AVP / SBA Portfolio Representative.

Richard brings 20+ years of experience in lending, managing loan portfolios, maintaining federal compliance regulations, risk analysis, and financial analysis and credit underwriting.

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Stefan Spich

General Counsel

Stefan Spich is the General Counsel for IBank. Prior to joining IBank in 2014, Stefan worked as Staff Counsel for the Drinking Water Program at the California Department of Public Health. Prior to state service he worked as a corporate and business attorney for a local Sacramento firm, and for Baker & McKenzie LLP in San Diego. Stefan earned his law degree from UC Davis King Hall, studied at Eotvos Lorand University in Budapest and holds honors BA degrees in History and Politics from UC Santa Cruz.

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Robin Adams

Robin Adams

Senior Accounting Officer

Robin Adams is a Senior Accounting Officer at IBank.

She has worked in Accounting for the State for 8 years.

Robin holds a BA in Accounting from the University of Arizona and currently in the Masters of Accountancy at the University of Arizona.

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Megan Hodapp

Megan Hodapp

SBFC Program Manager

Megan Hodapp is the manager of the Small Business Finance Center (SBFC) at the California Infrastructure and Economic Development Bank (IBank). Prior to becoming the manager, she served as a Loan Officer in the Small Business Finance Center for 3 years where she assisted California small businesses with accessing capital. The SBFC currently administers the California Small Business Loan Guarantee Program, California Small Business Disaster Relief Loan Guarantee Program, Farm Loan, and Jump Start Loan Program. Megan manages IBank’s partnerships with 7 Financial Development Corporations (FDCs) located throughout the State to encourage small business lending. The programs offer repayment of guarantees on behalf of IBank to financial institutions as incentives to make loans to small businesses that experience capital access barriers. Megan has been serving small businesses in California in a variety of jobs and programs throughout her career. Prior to her career with IBank, Megan was a program analyst for the Office of the Small Business Advocate (OSBA) at the Governor’s Office of Business and Economic Development (GO-Biz) and for the California Capital Access Program (CalCAP) at the State Treasurer’s Office (STO). Megan graduated from California State University Sacramento with a Bachelor of Science degree in Criminal Justice.

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Yana Buryak

Yana Buryak

SBFC Program Specialist

Yana Buryak is a Small Business Finance Center Program Specialist, where she performs results-driven and analytical work, serving the small business communities of California. She analyzes loan guarantee data to produce quantitative reports for Small Business Finance Center, performs program management and builds partnerships with Financial Development Corporations (FDCs).

Prior to her current role, Yana was a Retirement Program Specialist at CalPERS. Prior to her state service, she worked as a mathematics and statistics tutor in the math lab of Sacramento City College. She loves numbers and analytical problems.

Yana has a Bachelor’s Degree in Applied Mathematics and Statistics from California State University, Sacramento.

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Anush Avetisova

Anush Avetisova

SBFC Program Specialist

Anush Avetisova is a Small Business Finance Center Program Specialist. Prior to her current role at IBank, Anush worked as a retirement specialist at CalPERS, assisting CalPERS members with Service, Disability, Industrial Disability Retirement benefits. Prior to CalPERS, Anush worked as an accounting assistant with Sterling Caviar, LLC and as an accountant/business owner of Sacramento Design Flooring Inc. Anush graduated from California State University, Sacramento with Bachelor’s Degree in Finance and MBA.

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DanAdler2

Dan Adler

Deputy Director for Climate Finance

Dan Adler is the Deputy Director for Climate Finance at IBank.

Prior to this role, he was Vice President for Policy at the Energy Foundation, a partnership of grant makers advancing clean energy markets across the U.S. He was previously Managing Director of the California Clean Energy Fund (CalCEF) and President of CalCEF Ventures, where he led the firm’s efforts to identify and catalyze transformational new investment theses across venture capital and project finance. He has served as senior analyst in the Division of Strategic Planning at the California Public Utilities Commission, where he was responsible for the design and implementation of California’s Renewables Portfolio Standard and was senior staff for climate policy, and on the boards of the American Council on Renewable Energy, the Coalition for Green Capital, and the Vote Solar Initiative.

He has a BA in Political Science from the University of California, Berkeley and an MA in Public Policy from Harvard University.

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Karen Naungayan

Karen Naungayan

Deputy Director of External Affairs

In July 2021, Karen Naungayan joined the California Infrastructure and Economic Development Bank (IBank), located within the Governor’s Office of Business and Economic Development (GO-Biz) as Deputy Director of External Affairs. Prior to joining IBank, in 2016, Karen Naungayan was appointed by Governor Jerry Brown as the Assistant Director of External Affairs at the CA Department of Housing and Community Development (HCD), where she served for five years, including two years also functioning as Acting Deputy Director of Communications under Governor Gavin Newsom.

Prior to HCD, Karen was Communications Director for ten years at Housing California, the state’s leading advocacy organization on housing and homelessness. Previous jobs include marketing programs manager at Inventures Alliance Management, where she created and oversaw marketing and communications programs for three non-profit, international high-tech consortia. and managing editor of the B2B arm of Barnes & Noble.com.

Karen is a graduate of California State University, Sacramento and holds a degree in English, with a minor in Business Administration/Marketing. Karen is a previous board member of the Sacramento Housing Alliance and is active in the community as a volunteer, with former work as a court-appointed special advocate (CASA) for foster youth, mentor at Women’s Empowerment (an organization educating and empowering women who are experiencing homelessness so they can find employment and a stable home), and member of Sacramento Junior League. Karen has also participated in fund development for various nonprofits, including Habitat for Humanity of the Greater Sacramento Region.

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Ammer Singh

Ammer Singh

Municipal Finance Specialist

Ammer Singh is a Municipal Finance Specialist in the Loan Servicing Unit.

Singh has been involved with financial monitoring and oversight in California of affordable housing finance programs throughout his career. Prior to his current role, Singh was with the California Tax Credit Allocation Committee (CTCAC) where he was a Staff Services Manager I and worked in the Compliance Monitoring Unit to ensure development of low-income housing tax credit projects and compliance with federal IRS Section 42 program regulations and CTCAC program regulations. Singh was responsible for critical agency contracts that provided financial asset management of tax credit projects and the development of energy efficient tax credit projects in California. During his time with CTCAC, Singh worked with energy consultants to ensure compliance with California title 24 energy efficiency standards and the development of several netzero energy tax credit projects in California.

Prior to CTCAC, Singh was a Housing Finance Specialist in the asset management unit of the California Housing Finance Agency (CalHFA) where he ensured financial monitoring and oversight of multiple affordable housing developments in California.

Singh graduated from California State University, Sacramento where he earned a Bachelor of Arts degree in Economics.

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Jim Rennie

Jim Rennie

Staff Loan Officer Specialist

Jim Rennie is a Staff Loan Officer in the Loan Servicing Unit. He has more than 30 years in the financial services industry in both the private and public sectors. Jim earned his Bachelor’s degree in Natural Sciences and Theatre at Case Western Reserve University, and Master of Business Administration at Golden Gate University.

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Ella Clinton

Ella Clinton

Associate Governmental Program Analyst

Ella Clinton is an Associate Governmental Program Analyst for the Loan Servicing Unit. Before her promotion, Ella was the Office Technician (Typing) in the Administrative Unit. Prior to State Service, Ella ran her own small business for seven years. Ella holds a bachelor’s degree in Economics, with minors in French and International Relations) from the University of the Pacific.

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Mei Kwee

Financial Accountant II

Mei Kwee is a Financial Accountant II (Chief Accounting and Administrative Officer) in the Fiscal Unit.

Mei has worked for the State for almost 15 years, including 3 years in the Budget Office with the California Department of Insurance; 8 years in the Investment Accounting Unit, the Private Markets Unit, and the Treasury Management Unit with CalPERS; and 3 years in the Reconciliation and Financial Reporting Unit in the Accounting Office with Department of Motor Vehicles.

Mei has a bachelor’s degree in Economics from the University of Leicester in the U.K. She also has an MBA with two concentrations, Finance and International Business, from the University of Dayton in Ohio.

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Tina Chuong

Tina Chuong

Senior Accounting Officer, Specialist

Tina Chuong is the Senior Accounting Officer to the Fiscal Unit. Tina is responsible for performing complex accounting duties of the Small Business Expansion Fund, Climate Catalyst Fund, and other IBank funds as needed. She also assists in the preparation of the Comprehensive Annual Financial Report (CAFR).

Tina has worked with IBank Fiscal Unit for the almost 2 years as the Accounting Officer. In that time, she has been a valued member of the IBank Team. She was responsible for multiple fund reconciliations and assisted with the year-end reports.

Prior to her current role, Tina was an Accounting Officer at the Department of Motor Vehicles, in the Revolving Fund Unit, where she gained experience in disbursements and travel-related reimbursements. Tina started her career as a student assistant while enrolled at California State University, Sacramento. Tina was a member of the Accounting Society at California State University, Sacramento, where she was appointed to a Secretary and a Community Service Director for the Board of Directors of Accounting Society.

Tina earned her bachelor’s degree in Business Administration, Accountancy concentration, at the California State University, Sacramento.

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Aastha Sehgal

Aastha Sehgal

Senior Accounting Officer

Aastha Sehgal is the Senior Accounting Officer to the Fiscal Unit. Aastha is responsible for performing complex accounting duties of the ISRF Fund, Small Business Expansion Fund, Climate Catalyst Fund, and other IBank funds as needed.  She also assists in the preparation of the Comprehensive Annual Financial Report (CAFR).

Aastha brings to IBank a wealth of knowledge and has a strong background in the QuickBooks accounting system the fiscal unit uses for day-to-day operations.

Prior to her current role, Aastha was an Accounting Officer for California Department of Public Health for the past year.  She worked in the Accounts Receivable Unit where she gained experience in receipting cash and setting up the accounts receivables. She has also worked at the Employment Development Department auditing unemployment claims and working in the Integrity Accounting Division posting payments from employers and employees.

Aastha has attended Chartered Accountants of India in Accountancy, she received Bachelor of Commerce from PG Government College in India and she attended Panipat Institute of Engineering and Technology receiving a master’s in Business Administration and Accounting.

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Pa Thao

Pa Thao

Associate Accounting Analyst

Pa Thao is the Associate Accounting Analyst to the Fiscal Unit. Pa is responsible for the payments issued on behalf of IBank and enters data into our financial recording system for funds administered.

Pa brings to IBank a wealth of knowledge on state accounting policy and procedures and has a strong background in the QuickBooks and FI$Cal the accounting systems the fiscal unit uses daily.

Prior to her current role, Pa was a Student Assistant for California Secretary of State, in the Accounts Receivable Unit where she gained experience in receipting cash and setting up the accounts receivables for personnel. She also has trained the new state permanent employees on their desk duties.

Pa earned her bachelor’s degree in Accountancy from the University of Arizona Global Campus and an associate degree from Sacramento City College in Business Administration.

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Jeffrey Ingles

Jeffrey Ingles

Deputy Director of Compliance and Administrative Services and Chief Risk Officer

Jeffrey Ingles is the Deputy Director of Compliance and Administrative Services and Chief Risk Officer at the California Infrastructure and Economic Development Bank (IBank). Since his appointment in May 2017, Ingles’ main duty is to analyze compliance and risk of all IBank programs with law, regulations, and guidelines as well as directives and requirements.  In addition, Jeffrey performs critical services in the evaluation of program design, policies, and procedures.  He also conducts risk assessments, compliance examinations, and reviews of all IBank programs.  Ingles also manages IBank administrative functions, which includes human resources, space planning, procurement, contracts, and other related business services.

Jeffrey has 27 years of State Service, with half of those years in auditing, compliance, risk evaluation, and commercial lending.  Before assuming his current role, Jeffrey served as the Chief Auditor at the Department of Water Resources.  Ingles’ State career began as a Loan Officer with the California Integrated Waste Management Board (now the Department of Resources Recycling and Recovery).  He followed that experience with assignments as an Associate Construction Analyst with the Department of the Youth Authority (now the Department of Corrections and Rehabilitation); Staff Loan Officer (Supervisor) of the CLEAN Loan Program, and Chief of the Planning and Management Branch with the Department of Toxic Substances Control; and Innovative Finance Manager with the California Department of Transportation (Caltrans).  Prior to State service, Ingles worked in the private sector for the nation’s largest publicly traded managed health care company, as a Senior Financial Analyst and in commercial banking as a Branch Manager, Financial/Credit Analyst, Internal Auditor, Loan Officer, and Operations Officer.

Ingles has a Master of Business Administration degree from National University and a Bachelor of Arts degree from California State University, Sacramento.  Jeffrey has also completed the Management Development Certificate Program from California State University, Sacramento.

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Angel Lau

Angel Lau

Chief Counsel

Angel Lau is the Chief Counsel for IBank

Prior to joining IBank, Angel was a partner at a securities law firm in San Diego.  She also interned at the Securities and Exchange Commission and the U.S. Attorney’s Office.  Preceding her legal career, Angel spent 15 years at Lehman Brothers New York working on the Structured Arbitrage desk, the Principal Finance and Securitization Group, and the Partnership Solutions Group.

Angel attained her Bachelor of Arts degree in Economics from Stanford University and graduated cum laude from the University of San Diego School of Law.

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Jaymie Lutz

Jaymie Lutz

Associate Governmental Program Analyst

Jaymie Lutz is an Associate Governmental Program Analyst in the Compliance Unit.

Prior to her current role, she served as a Student Assistant, Office Technician, and Staff Services Analyst for IBank where she assisted in duties related to procurement, contracts, and board meetings.

Jaymie earned a bachelor’s degree in Communications from California State University, Sacramento.

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Genny McLaren

Genny McLaren

Information Officer I

Genny McLaren is the Information Officer I in IBank’s External Affairs unit.

Genny has more than a decade of experience working in local news and media. Before joining IBank, she worked as a newscast producer for FOX40 News in Sacramento. She also has extensive experience writing and editing for print, radio and digital media.

Genny attended California State University - Chico, where she earned degrees in Journalism and American Studies and minored in Political Science.

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Anissa Khemici

Staff Services Analyst

Anissa Khemici is the Staff Services Analyst in the Administrative Unit, providing support to both IBank management and reporting staff.

Prior to her current role, she had the opportunity to work at Franchise Tax Board (FTB) as an Office Technician, serving as their Timekeeper and Attendance Coordinator. She has also served six years at Sacramento State University, beginning her career as a Student Assistant for Sacramento State University's International Program, and concluding as the Dean's Executive Assistant at the College of Continuing Education.

Anissa is a Sacramento native. She has received both her Master's degree and Bachelor's degree in Higher Education and Leadership and Communications, from California State University, Sacramento.

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May Chanthakone

May Chanthakone

Loan Officer, Loan Origination Unit

May Chanthakone is a Loan Officer in the Loan Origination Unit.

May is responsible for supporting and performing credit underwriting activities for the loan programs.

Before her current role, she worked at the San Joaquin County Human Services Agency. May also served as a Commercial Credit Analyst for Bank of the West.

May holds dual bachelor’s degrees in economics and Business Administration with a concentration in Finance from California State University of Sacramento.

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Lydia Workman

Lydia Workman

Loan Officer

Lydia is a Loan Officer for the Loan Origination Unit. Prior to joining IBank, Lydia acquired over 15 years of experience working in finance and lending. Her career began in retail branch banking with Union Bank in 2005. Several years later, Lydia moved into residential lending where she helped facilitate the mortgage loan process by providing direct support to loan officers and working in operations as a Loan Processor.

Lydia holds a Bachelor of Science in Biology from California State University, Fresno.

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Nicola Kerslake

Nicola Kerslake

Venture Capital Development Consultant

Nicola Kerslake is a Venture Capital Development Consultant for IBank.

Nicola has spent close to 20 years in institutional investments in Europe, Asia, and the U.S. After spending time as a rated equity analyst at ABN Amro Hoare Govett in London, she led a team of equity analysts in Asia, achieving top 3 ratings in independent analyst rankings. In the U.S., she has managed hedge fund portfolios at a subsidiary of the Monitor Group and established private equity and real asset platforms for SEI Investments. Since 2013, she has acted as the investment manager for Battle Born Venture, a venture capital fund under the SSBCI program.

A graduate with honors of Magdalen College, Oxford (where she studied politics, philosophy, and economics), Nicola also holds a Chartered Financial Analyst (CFA) qualification and is a Techstars graduate. Her work has been featured in leading financial media, including the Wall Street Journal and Financial Times.

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Robert Portillo

Robert Portillo

Staff Services Analyst

Robert Portillo (He/Him & They/Them) is a Staff Services Analyst in the Compliance and Administrative Services Unit.

Their degree in International Studies (Latin American Studies from Cal Poly Humboldt) has provided them with a diverse background in politics and social issues. They studied abroad in Buenos Aires, Argentina where they were immersed in Latin American culture and LGBTQIA+ issues. From working at FEMA to the Sacramento LGBT Community Center, Robert has experience in varying working environments and working with diverse groups of people.

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Dinara Nussipov

Dinara Nussipov

SBFC Analyst

Dinara Nussipov is an SBFC Analyst in the Small Business Finance Center.

Dinara’s previous position was working for Sacramento County as the Human Services Social Worker at the Department of Child, Family and Adult Services. Prior to that, she worked as a Human Services Specialist at the Department of Human Assistance.

Dinara holds a Master’s Degree in Public Health from California State University, Fullerton and a Bachelor of Arts in Social Work from California State University, Sacramento.

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Dalibor Zivkovic

Public Finance Analyst in the Bond Unit

Dalibor Zivkovic is a Public Finance Analyst in the Bond Unit.

For over eight years, Dalibor Zivkovic has worked with well-established national banks and local credit unions. He is an experienced Customer Relations Representative, Loan Officer, and Financial Fraud Investigator. Driven by his passion for public service, he takes pride in knowing that he can make a difference in his community.

Dalibor attended California State Polytechnic University - Humboldt, where he graduated with a degree in Criminology & Justice Studies with an emphasis on Social Justice.

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Jindra Reyes

Jindra Reyes

SBFC Analyst

Jindra Reyes is an SBFC Analyst in the Small Business Finance Center.

Prior to her current role at IBank, Jindra worked as a retirement analyst in CalPERS with 16 years of experience delivering legendary customer service to CalPERS members and business partners. She was the subject matter expert providing retirement estimates and processing retirement benefits for CalPERS members. Prior to CalPERS, she worked as a student assistant at DMV.

Jindra graduated from California State University Sacramento with a Bachelor’s degree in Business Administration.

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Bryan Fairman

Bryan Fairman

Senior Staff Counsel

Bryan Fairman is a Senior Staff Counsel in IBank’s Legal Unit.

Prior to joining IBank, Bryan has spent thirteen years representing financial institutions in various capacities. Most recently he was a managing attorney for a creditor rights firm, with a focus in bankruptcy law.

Bryan earned his undergraduate degree in psychology from UCLA and his law degree from UC Davis King Hall.

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Bryan Fairman

Taylor Carnevale

Climate Finance Associate

Taylor Carnevale is a Climate Finance Associate at IBank. 

Before joining the Climate Catalyst Unit at IBank, Taylor worked as a Senior Climate Resilience Planner at the Governor’s Office of Planning and Research. In her two years with the organization’s Integrated Climate Adaptation and Resiliency Program, she managed the development and implementation of California’s Extreme Heat Action Plan and the Extreme Heat and Community Resilience Grant Program; coordinated climate resilience strategies at the state level through the 2021 update to California’s Climate Adaptation Strategy; and oversaw the expansion of a collection of plan alignment resources to better support California’s communities in integrating climate adaptation strategies across decision-making processes and planning initiatives.

Taylor is a proud alumnus of the California State University Capital Fellows Program and holds a graduate certificate in Applied Policy and Government from California State University – Sacramento and a bachelor’s degree in International Relations and Economics from Gonzaga University. She approaches her work through an interdisciplinary lens informed by previous experiences in community health planning, international economic justice advocacy, government relations, and political consulting.

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Derrick Tang

Derrick Tang

Deputy Director of Venture Capital

Derrick Tang is the Deputy Director of Venture Capital for IBank’s Expanding Venture Capital Access Program.

Before joining IBank, Derrick founded and led the Climate Investments team at the Bay Area Air Quality Management District. He launched the agency's first loan program and led initiatives to incorporate racial and social equity into strategic planning, operations, and decision-making.

Derrick previously launched and managed the CalSEED initiative, an early-stage grant and economic development program for clean energy entrepreneurs. He also has experience as an investment associate at Horsley Bridge Partners, a venture capital fund-of-funds; an energy consultant developing carbon capture technologies; and a lecturer on entrepreneurship at the Instituto Tecnologico de Buenos Aires.

Derrick graduated with a Bachelor of Science in Chemical Engineering from Cornell University.

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Amiko Foster

Amiko Foster

Associate Governmental Program Analyst

Amiko Foster is an Associate Governmental Program Analyst at IBank.

She has over 20 years’ combined experience administering various financial aid programs and working as a Home Loan Consultant for some of our nation’s largest banks. She founded the non-profit organization Youth Finance Institute of America (YFIA) in 2015. YFIA has assisted over 2500 youth gain personal finance life skills.

Amiko holds a Bachelor of Arts from the University of California, Berkeley with a Major in Political Science, and a Minor in Ethnic Studies.

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Rachel Swanson

Associate Accounting Analyst

Rachel Swanson is an Associate Accounting Analyst in our Fiscal Unit.

She began working for the State of California in November 2015 as an Accounting Technician with the Employment Development Department in the Unemployment Insurance Branch, Overpayment Adjustment Unit and promoted up to Accounting Officer. She also worked for Department of Justice in their Revolving Fund Unit as an Accounting Officer.

Rachel graduated from CSU Stanislaus with a Bachelor's Degree in Business Administration, Accounting concentration.

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Shrina Kurani

Shrina Kurani

Deputy Director of Venture Capital

Shrina Kurani is the Deputy Director of Venture Capital for IBank.

Shrina’s investment experience includes facilitating over $175M with Better Ventures, Republic, and SNØCAP. Before joining IBank, Shrina built multiple companies and ran for United States Congress in 2022 on a climate and innovation platform.

Shrina co-founded SNØCAP, an early-stage venture fund focused on deeptech climate solutions and is on the board of Grid110, a non-profit organization serving underrepresented entrepreneurs across Southern California. She was on the executive team at Republic, democratizing access to capital through new regulation and technology, and launched the Cities program to serve founders in underinvested regions beginning in Riverside, CA.

She earned her B.S. from her hometown’s UC Riverside and her M.S. from Lund University, Sweden's top university for sustainability. Shrina’s first engineering projects were with NASA and the Southern California Gas Company, and after conducting her master’s thesis research in carbon sequestration of biomass in the Mediterranean, Shrina became involved in the United Nations Climate Change Conferences following the Paris Agreement at COP21. She has since participated in international climate negotiations in Marrakech, Bonn, Katowice, and Glasgow.

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Patrick Toppin

Patrick Toppin

Climate Finance Analyst

Patrick Toppin is a Climate Finance Analyst at IBank.

He began his career as an Executive Fellow in the Governor’s Office of Business and Economic Development before moving to the Department of Finance for three years. He has also worked as a business development consultant and a freelance sports journalist.

Patrick graduated from Boston College in 2019 with degrees in Economics and History.

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Daniel Adomian

Daniel Adomian

Climate Finance Analyst

Daniel Adomian is a Climate Finance Analyst at IBank.

Daniel has 13 years of experience as an economic consultant and advisor with significant casework in antitrust, mergers & acquisitions, media, eminent domain, contamination, and real estate valuation. He is also an entrepreneur who has co-founded a wine bar in Los Angeles and a luxury brand marketing & gift box service. He serves on his local neighborhood council in Los Angeles.

Daniel attended Claremont McKenna College where he graduated with a degree in Philosophy, Politics, and Economics (PPE) and additional coursework in economics and finance.

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Shuang Aw

Senior Accounting Officer

Shuang Aw is a Senior Accounting Officer at IBank.

She has more than a decade of experience working in Accounting and Finance. Before joining IBank, she worked as a small business owner in the Finance field.

Shuang attended Golden Gate University, San Francisco where she earned a degree in Accountancy.

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Mona Golshani Najafabadi

Mona Golshani Najafabadi

Small Business Finance Center

Mona Golshani Najafabadi is an SBFC Analyst in the Small Business Finance Center.

Mona is an Accountant for the California Department of Education. She holds a Bachelor’s degree in Accounting and has professional experience in accounting, sales management, and real estate. She also works as a part-time real estate agent.

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Andriy Parkhomenko

Andriy Parkhomenko

Small Business Finance Center

Andriy Parkhomenko is an SBFC Analyst in the Small Business Finance Center.

Before joining IBank, Andriy worked as a Business Taxes Representative at the California Department of Tax and Fee Administration, helping businesses navigate tax compliance. Prior to that, he was a Service Manager for a small business repair facility, where he managed daily operations, led a team, and implemented systems to improve efficiency and service quality. He is excited to bring his experience and skills to the team and contribute to impactful infrastructure and development projects.

Andriy has a Bachelor’s degree in Business Administration from California State University, Sacramento. He is also fluent in English, Russian, and Ukrainian.

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Andriy Parkhomenko

Andriy Parkhomenko

Small Business Finance Center

Andriy Parkhomenko is an SBFC Analyst in the Small Business Finance Center.

Before joining IBank, Andriy worked as a Business Taxes Representative at the California Department of Tax and Fee Administration, helping businesses navigate tax compliance. Prior to that, he was a Service Manager for a small business repair facility, where he managed daily operations, led a team, and implemented systems to improve efficiency and service quality. He is excited to bring his experience and skills to the team and contribute to impactful infrastructure and development projects.

Andriy has a Bachelor’s degree in Business Administration from California State University, Sacramento. He is also fluent in English, Russian, and Ukrainian.

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Yuri Kim

Yuri Kim

Fiscal

Yuri Kim is a Senior Accounting Officer at IBank.

Prior to joining IBank, Yuri managed legal billing operations at the Department of Justice. She also gained experience at a CPA firm, where she supported local businesses with financial statements, payroll, and taxation. Additionally, she has a background in marketing from her earlier career in South Korea.

Yuri holds a bachelor’s degree in industrial design from Ewha Womans University and later earned an international accounting certificate from Sogang University to transition into a career in Accounting.

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Dilin Naidoo

Dilin Naidoo

Climate Finance Manager

Dilin Naidoo is the Climate Finance Manager at IBank.

Dilin has more than a decade of experience living and working in the Energy & Infrastructure sector across four continents. He now enjoys working in public service in California and most recently he has served as an Energy Storage regulator at the CPUC. Prior to that he worked as an Energy & Infrastructure Banker as Standard Chartered Bank and Fieldstone Private Capital Group.

Dilin completed his MBA at both the University of Texas and the University of the Witwatersrand (South Africa) with concentration in Energy & Natural Resource Finance. He is a CFA Charterholder and an active member of the CFA Society in Sacramento. He has recently completed his Certificate in Sustainable Investing administered by the CFA Institute.

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