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Expanding Venture Capital Access Program

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Accepting Proposals to Jumpstart Forest Biomass Projects

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Small business loan guarantees in FY 24-25

Bonds and loans issued in FY 24-25

Total finance activity

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What is IBank?

The California Infrastructure and Economic Development Bank (IBank) was created in 1994 to finance public infrastructure and private development that promote a healthy climate for jobs, contribute to a strong economy and improve the quality of life in California communities. IBank has broad authority to issue tax-exempt and taxable revenue bonds, provide financing to public agencies, provide credit enhancements, acquire or lease facilities, and leverage State and Federal funds. IBank’s current programs include the Infrastructure State Revolving Fund (ISRF) Loan Program, Expanding Venture Capital Access Program, the Climate Catalyst Revolving Loan fund, Small Business Finance Center and the Bond Financing Program.

Our Mission

To provide financial assistance and support infrastructure and economic development in California.

IBank By the Numbers

IBank financings and related activities account for more than $59 billion of infrastructure and economic development activity that promotes a healthy climate for jobs, contributes to a strong economy, and improves the quality of life for Californians.

IBank by the Numbers 1

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IBank finances projects and supports small businesses throughout California

City of Encinitas

City of Encinitas

The City of Encinitas will use the funds for a project that will preserve and revitalize the North Coast Highway 101 Corridor and improve access and safety for drivers, bicyclists, and pedestrians. The Leucadia Streetscape project will include…

Foothill Family Service

Foothill Family Service

Foothill Family Service is a nonprofit corporation founded in 1926 in Pasadena that serves the greater Los Angeles community, providing mental health and counseling, behavioral health services, domestic violence prevention…

AgPro

AgPro

Abraham Ramirez and AJ Cavaletto are the owners of AgPro, an organic strawberry farm in the heart of California’s Central Coast. AJ and Abraham have been friends for over 15 years, but it wasn’t until 2012 when Abraham approached AJ …

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Fariba Khoie

Fariba Khoie

Bond Unit Manager

Fariba Khoie is the Bond Finance Program Manager at California Infrastructure and Economic Development Bank (IBank). She joined IBank in 2014. Fariba is responsible for IBank conduit bonds sales, including Industrial Development Bonds, Exempt Facility Bonds, 501 (c)(3) Bonds, Public Agency Revenue Bonds, and Infrastructure State Revenue Fund Bonds. In addition, she manages continuing disclosure reports; and various annual reports; and reviews and monitors tax arbitrage reports.

Fariba brings vast experience to IBank from the State Treasurer’s Office where she served as a Treasury Program Manager. While there, she managed various municipal bonds sales, including Economic Recovery Bonds, General Obligation and Revenue Bonds for the Department of Veterans Affairs and Public Works Board. Fariba also managed Pooled Money Investment Account loans and Guaranteed Investment Agreements among other responsibilities. Before that, Fariba worked at the Department of Water Resources Power Bonds and SWAPS Portfolio and at the Department of Transportation performing various accounting and fiscal duties. Fariba also has a wealth of experience in banking, and financial analysis.

Fariba holds an MBA Degree in Finance from California State University Sacramento as well as a Bachelor’s of Science Degree in Statistics from Shiraz University in Iran. She is a member of National Federation of Municipal Analysts.

 

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John Belmont

John Belmont

Bond Finance Specialist

John Belmont is a Bond Finance Specialist, at IBank. John joined IBank in July of 2007. John is responsible for coordinating conduit bond sales and post bond issuance compliance.

Prior to his current role, John spent several years in the financial services industry and was Assistant Vice President, Business Development, for a local community bank. John also served as a loan officer for the U.S. Small Business Administration, Disaster Assistance Program. John holds a Bachelor of Science in Business Administration from California State University, Hayward, and an MS Marketing degree from Golden Gate University, San Francisco.

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Steven Wright

Steven Wright

Loan Officer Specialist

Steven Wright is a Loan Officer Specialist in the Loan Origination Unit. Steven reviews, analyzes, and processes loan requests for various state and local government entities, private enterprises, and nonprofit organizations.

Prior to his current role, Steven served as a Budget Officer with the California Department of Food and Agriculture where he oversaw several program budgets and personnel operations.

Steven earned his Bachelor’s degree in Business Management and Master’s degree in Agricultural Business from Alabama A&M University.

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Lina Moeller

Lina Moeller

Loan Origination Manager

Lina Moeller is the Loan Origination Manager for the California Infrastructure and Economic Development Bank (IBank) and manages the direct lending programs – the Infrastructure State Revolving Fund (ISRF) Program, and the California Lending for Energy and Environmental Needs (CLEEN) Center direct lending financing.

Lina joined IBank in January 2016, and is responsible for managing and directing all credit and loan underwriting activities for the Loan Origination Unit.  Lina conducts extensive outreach at conferences and expos, speaking and presenting on behalf of IBank at various events including California Financing Coordinating Committee (CFCC) events.

Lina has been in the lending industry for over 26 years. Lina started her career working as a credit analyst and underwriter at Community Bank, N.A before joining Bank of America where she held positions from credit analyst, portfolio manager, SBA underwriter, commercial underwriter, to approval officer. Lina also worked as an SBA underwriter at Resource Capital CDC. Prior to joining IBank she was Vice President of Lending at Vision One Credit Union for over seven years.

Lina holds a degree of Master of Business Administration from Wright State University, and a Graduate Finance Certification from Southern Methodist University.

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John Weir

John Weir

Loan Servicing Manager

John Weir is the Loan Servicing Unit Manager for the California Infrastructure and Economic Development Bank (IBank) and manages the servicing and compliance of outstanding direct loans and reconciliation of the loan portfolio.

John Weir joined IBank in 2015 as a Staff Loan Officer in the Bond Financing Unit and later worked in the Loan Origination Unit where he reviewed credit and project eligibility for the direct loan program.

John has been in the lending industry for over 30 years.  He started his career working as a loan officer credit and analyst at various lending institutions before joining Liberty American Mortgage where he held several positions from underwriter, senior credit officer, to V.P. of bulk loan portfolio sales for over three years.  Following years in the private sector, he joined the State of California, working at the State Treasurer’s Office working with the California Debt Limit Allocation Committee and the California Pollution Control Financing Authority.

He graduated with the degree of Bachelor of Science in Finance from California State University, Sacramento.

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Betty Bian

Betty Bian

Loan Officer, Loan Origination Unit

Betty Bian is a Loan Officer in the Loan Origination Unit.

Betty joined IBank’s Loan Origination Unit as an Associate Governmental Program Analyst in February 2020, where she performed analytical and consultative duties and services critical to administering the Infrastructure State Revolving Fund Program (ISRF Program) and the California Lending for Energy and Environmental Needs Center (CLEEN Center) programs.

Prior to her current role, Betty worked 25 years in the banking industry in China. She worked for 8 years with the Royal Bank of Scotland where she served as Branch Compliance Manager; 12 years at Bank of Tokyo-Mitsubishi UFJ where she was the manager of the Planning Department. She also worked at Morgan Stanley Bank International as Head of Compliance. Betty has a master’s degree in Japanese Culture from Beijing Foreign Studies University.

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Richard Nesbitt

Richard Nesbitt

Loan Officer (Loan Origination Unit)

Richard Nesbitt joins the California Infrastructure and Economic Development Bank (IBank) as a Loan Officer in the Loan Origination Unit. Richard performs credit underwriting activities for infrastructure Loan Programs at IBank within the Governor’s Office of Business and Economic Development.

Prior to his current role, Richard served for over four years as a Senior Servicing Officer with California Statewide, an SBA Certified Development Corporation, where he handled Special Assets, Risk Ratings on the loan portfolio and general servicing actions on SBA 504 loans.

Richard has also served as Senior Underwriter and Credit Analyst at Accenture, Underwriter and Analyst at First Northern Bank, and over six years at California Bank and Trust as AVP / SBA Portfolio Representative.

Richard brings 20+ years of experience in lending, managing loan portfolios, maintaining federal compliance regulations, risk analysis, and financial analysis and credit underwriting.

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Stefan Spich

General Counsel

Stefan Spich is the General Counsel for IBank. Prior to joining IBank in 2014, Stefan worked as Staff Counsel for the Drinking Water Program at the California Department of Public Health. Prior to state service he worked as a corporate and business attorney for a local Sacramento firm, and for Baker & McKenzie LLP in San Diego. Stefan earned his law degree from UC Davis King Hall, studied at Eotvos Lorand University in Budapest and holds honors BA degrees in History and Politics from UC Santa Cruz.

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Robin Adams

Robin Adams

Senior Accounting Officer

Robin Adams is a Senior Accounting Officer at IBank.

She has worked in Accounting for the State for 8 years.

Robin holds a BA in Accounting from the University of Arizona and currently in the Masters of Accountancy at the University of Arizona.

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Megan Hodapp

Megan Hodapp

SBFC Manager

Megan Hodapp is the SBFC Manager at the California Infrastructure and Economic Development Bank (IBank). Prior to becoming the manager, she served as a Loan Officer in the Small Business Finance Center for 3 years where she assisted California small businesses with accessing capital. The SBFC currently administers the California Small Business Loan Guarantee Program, California Small Business Disaster Relief Loan Guarantee Program, Farm Loan, and Jump Start Loan Program. Megan manages IBank’s partnerships with 7 Financial Development Corporations (FDCs) located throughout the State to encourage small business lending. The programs offer repayment of guarantees on behalf of IBank to financial institutions as incentives to make loans to small businesses that experience capital access barriers. Megan has been serving small businesses in California in a variety of jobs and programs throughout her career. Prior to her career with IBank, Megan was a program analyst for the Office of the Small Business Advocate (OSBA) at the Governor’s Office of Business and Economic Development (GO-Biz) and for the California Capital Access Program (CalCAP) at the State Treasurer’s Office (STO). Megan graduated from California State University Sacramento with a Bachelor of Science degree in Criminal Justice.

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Yana Buryak

Yana Buryak

SBFC Specialist

Yana Buryak is a SBFC Specialist, where she performs results-driven and analytical work, serving the small business communities of California. She analyzes loan guarantee data to produce quantitative reports for Small Business Finance Center, performs program management and builds partnerships with Financial Development Corporations (FDCs).

Prior to her current role, Yana was a Retirement Program Specialist at CalPERS. Prior to her state service, she worked as a mathematics and statistics tutor in the math lab of Sacramento City College. She loves numbers and analytical problems.

Yana has a Bachelor’s Degree in Applied Mathematics and Statistics from California State University, Sacramento.

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Anush Avetisova

Anush Avetisova

SBFC Specialist

Anush Avetisova is a SBFC Specialist. Prior to her current role at IBank, Anush worked as a retirement specialist at CalPERS, assisting CalPERS members with Service, Disability, Industrial Disability Retirement benefits. Prior to CalPERS, Anush worked as an accounting assistant with Sterling Caviar, LLC and as an accountant/business owner of Sacramento Design Flooring Inc. Anush graduated from California State University, Sacramento with Bachelor’s Degree in Finance and MBA.

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DanAdler2

Dan Adler

Deputy Director for Climate Finance

Dan Adler is the Deputy Director for Climate Finance at IBank.

Prior to this role, he was Vice President for Policy at the Energy Foundation, a partnership of grant makers advancing clean energy markets across the U.S. He was previously Managing Director of the California Clean Energy Fund (CalCEF) and President of CalCEF Ventures, where he led the firm’s efforts to identify and catalyze transformational new investment theses across venture capital and project finance. He has served as senior analyst in the Division of Strategic Planning at the California Public Utilities Commission, where he was responsible for the design and implementation of California’s Renewables Portfolio Standard and was senior staff for climate policy, and on the boards of the American Council on Renewable Energy, the Coalition for Green Capital, and the Vote Solar Initiative.

He has a BA in Political Science from the University of California, Berkeley and an MA in Public Policy from Harvard University.

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Karen Naungayan

Karen Naungayan

Deputy Director of External Affairs

In July 2021, Karen Naungayan joined the California Infrastructure and Economic Development Bank (IBank), located within the Governor’s Office of Business and Economic Development (GO-Biz) as Deputy Director of External Affairs. Prior to joining IBank, in 2016, Karen Naungayan was appointed by Governor Jerry Brown as the Assistant Director of External Affairs at the CA Department of Housing and Community Development (HCD), where she served for five years, including two years also functioning as Acting Deputy Director of Communications under Governor Gavin Newsom.

Prior to HCD, Karen was Communications Director for ten years at Housing California, the state’s leading advocacy organization on housing and homelessness. Previous jobs include marketing programs manager at Inventures Alliance Management, where she created and oversaw marketing and communications programs for three non-profit, international high-tech consortia. and managing editor of the B2B arm of Barnes & Noble.com.

Karen is a graduate of California State University, Sacramento and holds a degree in English, with a minor in Business Administration/Marketing. Karen is a previous board member of the Sacramento Housing Alliance and is active in the community as a volunteer, with former work as a court-appointed special advocate (CASA) for foster youth, mentor at Women’s Empowerment (an organization educating and empowering women who are experiencing homelessness so they can find employment and a stable home), and member of Sacramento Junior League. Karen has also participated in fund development for various nonprofits, including Habitat for Humanity of the Greater Sacramento Region.

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Ammer Singh

Ammer Singh

Loan Servicing Specialist

Ammer Singh is a Loan Servicing Specialist in the Loan Servicing Unit.

Singh has been involved with financial monitoring and oversight in California of affordable housing finance programs throughout his career. Prior to his current role, Singh was with the California Tax Credit Allocation Committee (CTCAC) where he was a Staff Services Manager I and worked in the Compliance Monitoring Unit to ensure development of low-income housing tax credit projects and compliance with federal IRS Section 42 program regulations and CTCAC program regulations. Singh was responsible for critical agency contracts that provided financial asset management of tax credit projects and the development of energy efficient tax credit projects in California. During his time with CTCAC, Singh worked with energy consultants to ensure compliance with California title 24 energy efficiency standards and the development of several netzero energy tax credit projects in California.

Prior to CTCAC, Singh was a Housing Finance Specialist in the asset management unit of the California Housing Finance Agency (CalHFA) where he ensured financial monitoring and oversight of multiple affordable housing developments in California.

Singh graduated from California State University, Sacramento where he earned a Bachelor of Arts degree in Economics.

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Jim Rennie

Jim Rennie

Loan Officer Specialist

Jim Rennie is a Loan Officer Specialist in the Loan Servicing Unit. He has more than 30 years in the financial services industry in both the private and public sectors.

Jim earned his Bachelor’s degree in Natural Sciences and Theatre at Case Western Reserve University, and Master of Business Administration at Golden Gate University.

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Ella Clinton

Ella Clinton

Analyst II

Ella Clinton is an Analyst II for the Loan Servicing Unit. Before her promotion, Ella was the Office Technician (Typing) in the Administrative Unit. Prior to State Service, Ella ran her own small business for seven years. Ella holds a bachelor’s degree in Economics, with minors in French and International Relations) from the University of the Pacific.

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Mei Kwee

Financial Accountant II

Mei Kwee is a Financial Accountant II (Chief Accounting Officer) in the Fiscal Unit.

Mei has worked for the State for almost 15 years, including 3 years in the Budget Office with the California Department of Insurance; 8 years in the Investment Accounting Unit, the Private Markets Unit, and the Treasury Management Unit with CalPERS; and 3 years in the Reconciliation and Financial Reporting Unit in the Accounting Office with Department of Motor Vehicles.

Mei has a bachelor’s degree in Economics from the University of Leicester in the U.K. She also has an MBA with two concentrations, Finance and International Business, from the University of Dayton in Ohio.

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Tina Chuong

Tina Chuong

Senior Accounting Officer, Specialist

Tina Chuong is the Senior Accounting Officer to the Fiscal Unit. Tina is responsible for performing complex accounting duties of the Small Business Expansion Fund, Climate Catalyst Fund, and other IBank funds as needed. She also assists in the preparation of the Comprehensive Annual Financial Report (CAFR).

Tina has worked with IBank Fiscal Unit for the almost 2 years as the Accounting Officer. In that time, she has been a valued member of the IBank Team. She was responsible for multiple fund reconciliations and assisted with the year-end reports.

Prior to her current role, Tina was an Accounting Officer at the Department of Motor Vehicles, in the Revolving Fund Unit, where she gained experience in disbursements and travel-related reimbursements. Tina started her career as a student assistant while enrolled at California State University, Sacramento. Tina was a member of the Accounting Society at California State University, Sacramento, where she was appointed to a Secretary and a Community Service Director for the Board of Directors of Accounting Society.

Tina earned her bachelor’s degree in Business Administration, Accountancy concentration, at the California State University, Sacramento.

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Aastha Sehgal

Aastha Sehgal

Senior Accounting Officer

Aastha Sehgal is the Senior Accounting Officer to the Fiscal Unit. Aastha is responsible for performing complex accounting duties of the ISRF Fund, Small Business Expansion Fund, Climate Catalyst Fund, and other IBank funds as needed.  She also assists in the preparation of the Comprehensive Annual Financial Report (CAFR).

Aastha brings to IBank a wealth of knowledge and has a strong background in the QuickBooks accounting system the fiscal unit uses for day-to-day operations.

Prior to her current role, Aastha was an Accounting Officer for California Department of Public Health for the past year.  She worked in the Accounts Receivable Unit where she gained experience in receipting cash and setting up the accounts receivables. She has also worked at the Employment Development Department auditing unemployment claims and working in the Integrity Accounting Division posting payments from employers and employees.

Aastha has attended Chartered Accountants of India in Accountancy, she received Bachelor of Commerce from PG Government College in India and she attended Panipat Institute of Engineering and Technology receiving a master’s in Business Administration and Accounting.

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Pa Thao

Pa Thao

Associate Accounting Analyst

Pa Thao is the Associate Accounting Analyst to the Fiscal Unit. Pa is responsible for the payments issued on behalf of IBank and enters data into our financial recording system for funds administered.

Pa brings to IBank a wealth of knowledge on state accounting policy and procedures and has a strong background in the QuickBooks and FI$Cal the accounting systems the fiscal unit uses daily.

Prior to her current role, Pa was a Student Assistant for California Secretary of State, in the Accounts Receivable Unit where she gained experience in receipting cash and setting up the accounts receivables for personnel. She also has trained the new state permanent employees on their desk duties.

Pa earned her bachelor’s degree in Accountancy from the University of Arizona Global Campus and an associate degree from Sacramento City College in Business Administration.

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Jeffrey Ingles

Jeffrey Ingles
Deputy Director of Compliance and Administrative Services

Jeffrey Ingles is the Deputy Director of Compliance and Administrative Services at the California Infrastructure and Economic Development Bank (IBank).  Since his hire in May 2017, Ingles’ main duty is to analyze compliance and risk of IBank programs with law, regulations, and guidelines as well as directives and requirements and manage the administrative functions at IBank.  In addition, Jeffrey performs critical services in the evaluation of program design, policies and procedures and conducts risk assessments, compliance examinations, and reviews of IBank programs and operations.

Jeffrey has 29 years of State Service in administration, auditing, budgeting, compliance, lending, and risk evaluation.  Before assuming his current role, Jeffrey served as the Chief Auditor (Supervising Management Auditor) at the California Department of Water Resources (DWR).  Ingles’ State career began in 1997 as a Loan Officer with the California Department of Resources, Recycling and Recovery (CalRecycle).  He followed that experience with assignments as an Associate Construction Analyst with the California Department of Corrections and Rehabilitation (CDCR); Loan Officer Supervisor I of the CLEAN Loan Program, Supervisor II and Chief of the Planning and Management Branch with the California Department of Toxic Substances Control (DTSC); and the Innovative Finance Manager (Supervisor II) with the California Department of Transportation (Caltrans).  Prior to State service, Jeffrey worked in the private sector for the nation’s largest publicly traded managed health care company, as a Senior Financial Analyst and in commercial banking as a Branch Manager, Financial/Credit Analyst, Internal Auditor, Loan Officer, and Operations Officer.

Jeffrey has a Master of Business Administration degree from National University and a Bachelor of Arts degree from California State University, Sacramento and has completed the Management Development Program from California State University, Sacramento.

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Angel Lau

Angel Lau

Chief Counsel

Angel Lau is the Chief Counsel for IBank

Prior to joining IBank, Angel was a partner at a securities law firm in San Diego.  She also interned at the Securities and Exchange Commission and the U.S. Attorney’s Office.  Preceding her legal career, Angel spent 15 years at Lehman Brothers New York working on the Structured Arbitrage desk, the Principal Finance and Securitization Group, and the Partnership Solutions Group.

Angel attained her Bachelor of Arts degree in Economics from Stanford University and graduated cum laude from the University of San Diego School of Law.

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Jaymie Lutz

Jaymie Lutz

Analyst II

Jaymie Lutz is an Analyst II in the Compliance Unit.

Prior to her current role, she served as a Student Assistant, Office Technician, and Staff Services Analyst for IBank where she assisted in duties related to procurement, contracts, and board meetings.

Jaymie earned a bachelor’s degree in Communications from California State University, Sacramento.

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Genny McLaren

Genny McLaren

Information Officer I

Genny McLaren is the Information Officer I in IBank’s External Affairs unit.

Genny has more than a decade of experience working in local news and media. Before joining IBank, she worked as a newscast producer for FOX40 News in Sacramento. She also has extensive experience writing and editing for print, radio and digital media.

Genny attended California State University - Chico, where she earned degrees in Journalism and American Studies and minored in Political Science.

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Anissa Khemici

Staff Services Analyst

Anissa Khemici is the Staff Services Analyst in the Administrative Unit, providing support to both IBank management and reporting staff.

Prior to her current role, she had the opportunity to work at Franchise Tax Board (FTB) as an Office Technician, serving as their Timekeeper and Attendance Coordinator. She has also served six years at Sacramento State University, beginning her career as a Student Assistant for Sacramento State University's International Program, and concluding as the Dean's Executive Assistant at the College of Continuing Education.

Anissa is a Sacramento native. She has received both her Master's degree and Bachelor's degree in Higher Education and Leadership and Communications, from California State University, Sacramento.

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May Chanthakone

May Chanthakone

Loan Officer, Loan Origination Unit

May Chanthakone is a Loan Officer in the Loan Origination Unit.

May is responsible for supporting and performing credit underwriting activities for the loan programs.

Before her current role, she worked at the San Joaquin County Human Services Agency. May also served as a Commercial Credit Analyst for Bank of the West.

May holds dual bachelor’s degrees in economics and Business Administration with a concentration in Finance from California State University of Sacramento.

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Lydia Workman

Lydia Workman

Loan Officer

Lydia is a Loan Officer for the Loan Origination Unit. Prior to joining IBank, Lydia acquired over 15 years of experience working in finance and lending. Her career began in retail branch banking with Union Bank in 2005. Several years later, Lydia moved into residential lending where she helped facilitate the mortgage loan process by providing direct support to loan officers and working in operations as a Loan Processor.

Lydia holds a Bachelor of Science in Biology from California State University, Fresno.

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Nicola Kerslake

Nicola Kerslake

Venture Capital Development Consultant

Nicola Kerslake is a Venture Capital Development Consultant for IBank.

Nicola has spent close to 20 years in institutional investments in Europe, Asia, and the U.S. After spending time as a rated equity analyst at ABN Amro Hoare Govett in London, she led a team of equity analysts in Asia, achieving top 3 ratings in independent analyst rankings. In the U.S., she has managed hedge fund portfolios at a subsidiary of the Monitor Group and established private equity and real asset platforms for SEI Investments. Since 2013, she has acted as the investment manager for Battle Born Venture, a venture capital fund under the SSBCI program.

A graduate with honors of Magdalen College, Oxford (where she studied politics, philosophy, and economics), Nicola also holds a Chartered Financial Analyst (CFA) qualification and is a Techstars graduate. Her work has been featured in leading financial media, including the Wall Street Journal and Financial Times.

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Robert Portillo

Robert Portillo

Analyst I

Robert Portillo (He/Him & They/Them) is an Analyst I in the Compliance and Administrative Services Unit.

Their degree in International Studies (Latin American Studies from Cal Poly Humboldt) has provided them with a diverse background in politics and social issues. They studied abroad in Buenos Aires, Argentina where they were immersed in Latin American culture and LGBTQIA+ issues. From working at FEMA to the Sacramento LGBT Community Center, Robert has experience in varying working environments and working with diverse groups of people.

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Dinara Nussipov

Dinara Nussipov

SBFC Analyst

Dinara Nussipov is an SBFC Analyst in the Small Business Finance Center.

Dinara’s previous position was working for Sacramento County as the Human Services Social Worker at the Department of Child, Family and Adult Services. Prior to that, she worked as a Human Services Specialist at the Department of Human Assistance.

Dinara holds a Master’s Degree in Public Health from California State University, Fullerton and a Bachelor of Arts in Social Work from California State University, Sacramento.

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Dalibor Zivkovic

Bond Finance Analyst in the Bond Unit

Dalibor Zivkovic is a Bond Finance Analyst in the Bond Unit.

For over eight years, Dalibor Zivkovic has worked with well-established national banks and local credit unions. He is an experienced Customer Relations Representative, Loan Officer, and Financial Fraud Investigator. Driven by his passion for public service, he takes pride in knowing that he can make a difference in his community.

Dalibor attended California State Polytechnic University - Humboldt, where he graduated with a degree in Criminology & Justice Studies with an emphasis on Social Justice.

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Jindra Reyes

Jindra Reyes

SBFC Analyst

Jindra Reyes is an SBFC Analyst in the Small Business Finance Center.

Prior to her current role at IBank, Jindra worked as a retirement analyst in CalPERS with 16 years of experience delivering legendary customer service to CalPERS members and business partners. She was the subject matter expert providing retirement estimates and processing retirement benefits for CalPERS members. Prior to CalPERS, she worked as a student assistant at DMV.

Jindra graduated from California State University Sacramento with a Bachelor’s degree in Business Administration.

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Bryan Fairman

Bryan Fairman

Senior Staff Counsel

Bryan Fairman is a Senior Staff Counsel in IBank’s Legal Unit.

Prior to joining IBank, Bryan has spent thirteen years representing financial institutions in various capacities. Most recently he was a managing attorney for a creditor rights firm, with a focus in bankruptcy law.

Bryan earned his undergraduate degree in psychology from UCLA and his law degree from UC Davis King Hall.

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Bryan Fairman

Taylor Carnevale

Climate Finance Associate

Taylor Carnevale is a Climate Finance Associate at IBank. 

Before joining the Climate Catalyst Unit at IBank, Taylor worked as a Senior Climate Resilience Planner at the Governor’s Office of Planning and Research. In her two years with the organization’s Integrated Climate Adaptation and Resiliency Program, she managed the development and implementation of California’s Extreme Heat Action Plan and the Extreme Heat and Community Resilience Grant Program; coordinated climate resilience strategies at the state level through the 2021 update to California’s Climate Adaptation Strategy; and oversaw the expansion of a collection of plan alignment resources to better support California’s communities in integrating climate adaptation strategies across decision-making processes and planning initiatives.

Taylor is a proud alumnus of the California State University Capital Fellows Program and holds a graduate certificate in Applied Policy and Government from California State University – Sacramento and a bachelor’s degree in International Relations and Economics from Gonzaga University. She approaches her work through an interdisciplinary lens informed by previous experiences in community health planning, international economic justice advocacy, government relations, and political consulting.

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Derrick Tang

Derrick Tang

Deputy Director of Venture Capital

Derrick Tang is the Deputy Director of Venture Capital for IBank’s Expanding Venture Capital Access Program.

Before joining IBank, Derrick founded and led the Climate Investments team at the Bay Area Air Quality Management District. He launched the agency's first loan program and led initiatives to incorporate racial and social equity into strategic planning, operations, and decision-making.

Derrick previously launched and managed the CalSEED initiative, an early-stage grant and economic development program for clean energy entrepreneurs. He also has experience as an investment associate at Horsley Bridge Partners, a venture capital fund-of-funds; an energy consultant developing carbon capture technologies; and a lecturer on entrepreneurship at the Instituto Tecnologico de Buenos Aires.

Derrick graduated with a Bachelor of Science in Chemical Engineering from Cornell University.

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Amiko Foster

Amiko Foster

Associate Governmental Program Analyst

Amiko Foster is an Associate Governmental Program Analyst at IBank.

She has over 20 years’ combined experience administering various financial aid programs and working as a Home Loan Consultant for some of our nation’s largest banks. She founded the non-profit organization Youth Finance Institute of America (YFIA) in 2015. YFIA has assisted over 2500 youth gain personal finance life skills.

Amiko holds a Bachelor of Arts from the University of California, Berkeley with a Major in Political Science, and a Minor in Ethnic Studies.

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Rachel Swanson

Associate Accounting Analyst

Rachel Swanson is an Associate Accounting Analyst in our Fiscal Unit.

She began working for the State of California in November 2015 as an Accounting Technician with the Employment Development Department in the Unemployment Insurance Branch, Overpayment Adjustment Unit and promoted up to Accounting Officer. She also worked for Department of Justice in their Revolving Fund Unit as an Accounting Officer.

Rachel graduated from CSU Stanislaus with a Bachelor's Degree in Business Administration, Accounting concentration.

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Shrina Kurani

Shrina Kurani

Deputy Director of Venture Capital

Shrina Kurani is the Deputy Director of Venture Capital for IBank.

Shrina’s investment experience includes facilitating over $175M with Better Ventures, Republic, and SNØCAP. Before joining IBank, Shrina built multiple companies and ran for United States Congress in 2022 on a climate and innovation platform.

Shrina co-founded SNØCAP, an early-stage venture fund focused on deeptech climate solutions and is on the board of Grid110, a non-profit organization serving underrepresented entrepreneurs across Southern California. She was on the executive team at Republic, democratizing access to capital through new regulation and technology, and launched the Cities program to serve founders in underinvested regions beginning in Riverside, CA.

She earned her B.S. from her hometown’s UC Riverside and her M.S. from Lund University, Sweden's top university for sustainability. Shrina’s first engineering projects were with NASA and the Southern California Gas Company, and after conducting her master’s thesis research in carbon sequestration of biomass in the Mediterranean, Shrina became involved in the United Nations Climate Change Conferences following the Paris Agreement at COP21. She has since participated in international climate negotiations in Marrakech, Bonn, Katowice, and Glasgow.

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Patrick Toppin

Patrick Toppin

Climate Finance Analyst

Patrick Toppin is a Climate Finance Analyst at IBank.

He began his career as an Executive Fellow in the Governor’s Office of Business and Economic Development before moving to the Department of Finance for three years. He has also worked as a business development consultant and a freelance sports journalist.

Patrick graduated from Boston College in 2019 with degrees in Economics and History.

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Daniel Adomian

Daniel Adomian

Climate Finance Analyst

Daniel Adomian is a Climate Finance Analyst at IBank.

Daniel has 13 years of experience as an economic consultant and advisor with significant casework in antitrust, mergers & acquisitions, media, eminent domain, contamination, and real estate valuation. He is also an entrepreneur who has co-founded a wine bar in Los Angeles and a luxury brand marketing & gift box service. He serves on his local neighborhood council in Los Angeles.

Daniel attended Claremont McKenna College where he graduated with a degree in Philosophy, Politics, and Economics (PPE) and additional coursework in economics and finance.

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Shaung aw circle

Shuang Aw

Senior Accounting Officer Specialist

Shuang Aw is a Senior Accounting Officer Specialist at IBank. She has more than a decade of experience working in Accounting and Finance. Before joining IBank, she worked as a small business owner in the Finance field.

Shuang attended Golden Gate University, San Francisco where she earned a degree in Accounting.

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Mona Golshani Najafabadi

Mona Golshani Najafabadi

Small Business Finance Center

Mona Golshani Najafabadi is an SBFC Analyst in the Small Business Finance Center.

Mona is an Accountant for the California Department of Education. She holds a Bachelor’s degree in Accounting and has professional experience in accounting, sales management, and real estate. She also works as a part-time real estate agent.

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Andriy Parkhomenko

Small Business Finance Center

Andriy Parkhomenko is an SBFC Analyst in the Small Business Finance Center.

Before joining IBank, Andriy worked as a Business Taxes Representative at the California Department of Tax and Fee Administration, helping businesses navigate tax compliance. Prior to that, he was a Service Manager for a small business repair facility, where he managed daily operations, led a team, and implemented systems to improve efficiency and service quality. He is excited to bring his experience and skills to the team and contribute to impactful infrastructure and development projects.

Andriy has a Bachelor’s degree in Business Administration from California State University, Sacramento. He is also fluent in English, Russian, and Ukrainian.

 

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Yuri Kim

Yuri Kim

Fiscal

Yuri Kim is a Senior Accounting Officer at IBank.

Prior to joining IBank, Yuri managed legal billing operations at the Department of Justice. She also gained experience at a CPA firm, where she supported local businesses with financial statements, payroll, and taxation. Additionally, she has a background in marketing from her earlier career in South Korea.

Yuri holds a bachelor’s degree in industrial design from Ewha Womans University and later earned an international accounting certificate from Sogang University to transition into a career in Accounting.

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Dilin Naidoo

Dilin Naidoo

Climate Finance Manager

Dilin Naidoo is the Climate Finance Manager at IBank.

Dilin has more than a decade of experience living and working in the Energy & Infrastructure sector across four continents. He now enjoys working in public service in California and most recently he has served as an Energy Storage regulator at the CPUC. Prior to that he worked as an Energy & Infrastructure Banker as Standard Chartered Bank and Fieldstone Private Capital Group.

Dilin completed his MBA at both the University of Texas and the University of the Witwatersrand (South Africa) with concentration in Energy & Natural Resource Finance. He is a CFA Charterholder and an active member of the CFA Society in Sacramento. He has recently completed his Certificate in Sustainable Investing administered by the CFA Institute.

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Madeline darcy

Madeline Darcy

Venture Capital Specialist

Madeline Darcy is a seasoned investor and advisor with a proven track record across venture capital and entrepreneurial leadership. Prior to joining IBank, Madeline founded an investment & advisory firm, Kaya Ventures, focused on identifying solutions that address generational challenges, and advising family offices, individuals, and financial firms across fund formation, investments, and long-term value creation. Prior to venture capital, Madeline worked in management consulting serving Fortune 500 and private equity clients on transformational projects and investments.

Madeline holds an MBA from Harvard Business School and graduated with highest honors from The University of Texas at Austin.

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AJ Singh

Associate Accounting Analyst

AJ Singh is an Associate Accounting Analyst in our Fiscal Unit.

With strong analytical skills and meticulous attention to detail, AJ is an experienced accounting professional with a background in both industry and public accounting, including financial analysis, audit procedures, and business operations. With formal education in business administration and accounting, he brings expertise in financial reporting, regulatory compliance, and process improvements across various industries.

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Jennie Park

Jennie Park

Senior Accounting Officer (Specialist)

Prior to joining IBank, Jennie Park served as a Property Accountant, specializing in financial analysis, reporting, and budget management. With a background in both property management and auditing, she supports accurate and efficient financial operations.

Jennie studied Business at Ewha Womans University and Accounting at Folsom Lake College.

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Xiufang sophie peng

Sophie Peng

Senior Accounting Officer (Specialist)

Prior to joining IBank, Sophie Peng worked as a Senior Tax Accountant at one of the Big Four public accounting firms. She specialized in tax compliance and analysis for clients in the finance sector, including venture capital, private equity, and fund-of-funds. Through this role, she gained extensive experience in partnership taxation, financial reporting, and regulatory compliance.

Sophie earned her Bachelor’s degree in Managerial Economics and her Master’s degree in Accountancy from the University of California, Davis.

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Kami Seiki

Kami Seiki

Compliance & Administrative Services

Kami Seiki is an intern/volunteer for IBank.

Kami is a junior at UC Berkeley majoring in Industrial Engineering and Operations Research, with minors in Data Science and Global Poverty and Practice. Before joining IBank, she interned at BlackRock in San Francisco, where she streamlined workflows using Python. At Berkeley, Kami has conducted data analysis for the university’s ergonomics department.

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Erica Hastings

Erica Hastings

Analyst I

Erica Hastings is an Analyst I in IBank’s Loan Servicing Unit.

Erica brings over two decades of experience in the banking and financial services industry, building a strong foundation rooted in customer service, operational excellence, and relationship management. She began her career in customer service, where she developed exceptional communication skills and a passion for helping individuals and businesses navigate financial solutions with confidence.

Throughout her career, Erica has gained comprehensive experience across multiple areas of banking, including consumer and business banking, loan servicing, IRA and retirement accounts, mortgage operations, and Small Business Administration (SBA) lending. Her diverse background has equipped her with a deep understanding of financial systems, regulatory compliance, and client-focused problem solving. Known for her attention to detail and collaborative approach, Erica is committed to delivering accurate, thoughtful, and service-driven outcomes.

Erica values building meaningful relationships and contributing to organizations that make a positive impact in the community. She brings professionalism, integrity, and a solutions-oriented mindset to every role she serves.

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